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Housing and Rentals in Ghana: What the Diaspora Should Know

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Finding a place to live in Ghana is one of the biggest challenges for many returnees. The housing market works quite differently from what most people are used to abroad, so understanding how it operates is key to settling in smoothly.

At Diaspora Affairs GH, we understand these challenges firsthand. Our goal is to make your transition home easier by offering trusted guidance, verified housing contacts, and relocation support so you can focus on building your new life in Ghana with confidence.

Renting Rules

In Ghana, landlords typically request one to two years’ rent upfront, especially in high-demand areas like Accra and Tema. This can come as a surprise to many diasporans used to monthly rental payments abroad.

Tip: Negotiate whenever possible and involve a trusted local or Diaspora Affairs GH representative to help you avoid inflated rates or misunderstandings.

Where to Live

Ghana offers a variety of housing options depending on your lifestyle and budget:

  • Accra (Cantonments, East Legon, Airport Residential): Modern apartments and gated communities with high-end amenities, but at a premium price.
  • Tema, Kumasi, and Takoradi: More affordable cities that still offer comfort and good infrastructure.
  • Smaller towns: Budget-friendly and quieter, though amenities and luxury services may be limited.

If you’re not sure where to begin, Diaspora Affairs GH can help you explore safe neighborhoods, compare rental prices, and connect with trusted agents.

Agents and Scams

Unfortunately, housing scams are common in Ghana. Some fake agents collect deposits without delivering any property.

Tip: Always use reputable real estate companies or trusted personal recommendations. With Diaspora Affairs GH, you can access a vetted network of verified agents and relocation partners to minimize risks.

Buying vs. Renting

Some returnees prefer to buy or build their own homes as a long-term investment. While this can be rewarding, it also comes with challenges such as land disputes or fraudulent documentation.

Tip: Work only with licensed surveyors and lawyers, and verify land titles with the Lands Commission. Diaspora Affairs GH offers guidance on property verification and can connect you to trusted professionals who specialize in assisting returnees.

Infrastructure Concerns

Even in luxury areas, water shortages and power outages are not uncommon. Most residents plan for these challenges in advance.

Tip: Look for homes with water storage systems, generators, or solar power to ensure comfort and reliability.

What to Know Before Moving to Ghana

Securing housing in Ghana requires patience, trusted networks, and thorough verification. By planning ahead, connecting with the right people, and doing due diligence, you can find a safe and comfortable home and start your new life in Ghana with peace of mind.

At Diaspora Affairs GH, we are committed to being your helping hand through this journey, from finding your first apartment to understanding the housing market and connecting you with reputable service providers. With our support, you can make your relocation to Ghana a smoother and more rewarding experience.

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